Start with your county.
SHIP assistance is managed by counties. Funding, requirements, and availability depend on where you plan to buy.
Understand the options near you.
SHIP is Florida’s State Housing Initiatives Partnership. FNPH can take your inquiry and follow up about local down-payment assistance.
An inquiry is not an application approval or a promise of funding.
Counties you can ask about
- Hardee
- Highlands
- DeSoto
- Indian River
- St. Lucie
- Okeechobee
Highlands is listed in FNPH’s current service information. The team confirms availability in other counties by phone.