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A little guidance.
A clearer next step.

Free housing counseling for buying a home, building credit, or keeping the home you have.

Request a counselor callback Or call (863) 385-2519
Illustrative scene of a couple reviewing paperwork with a housing counselor.
Illustrative image · Generated, not FNPH staff or clients.

Start where
you are.

Our HUD-certified counselors help you understand your options and work toward your housing goals.

Prepare to buy a home.

Understand your financial readiness, the homebuying process, and affordable mortgage options before you commit.

Homebuying guidance · Mortgage education · Down-payment options

Build a stronger foundation.

Work with a counselor to review your credit, build a realistic budget, and set financial goals—whether or not you are ready to buy.

Credit review · Budget planning · Financial goals

Keep your home on steady ground.

Get guidance on mortgage payments and the costs of homeownership. If payments are tight or you are behind, counseling is a place to start.

Post-purchase support · Foreclosure prevention · Community resources

It starts with
a conversation.

Request a callback. We’ll help you make sense of what comes next.

Talk to a counselor

  1. Tell us how to reach you.

    Share your contact details, county, and what brings you here in the short callback form.

  2. Talk with a counselor.

    FNPH calls you back. A counselor listens and helps you understand your options in plain language.

  3. Choose your next step.

    Explore counseling or a homeownership program that fits your situation.

  4. Keep going with support.

    Counseling can continue with credit, budgeting, and questions that come after buying a home.

Learn together.
Move forward.

Workshops offer a group introduction to homebuying, led by HUD-certified counselors. One-on-one counseling is available afterward.

Explore workshops

A few things
to know.

Do I need to be ready to buy?

No. Credit and budget counseling can help you strengthen your position even if buying a home is further down the road.

Where is counseling available?

FNPH provides housing counseling in DeSoto, Glades, Hardee, Hendry, Highlands, Indian River, Okeechobee, and St. Lucie counties, and across Florida.

What if I’m ready for a USDA loan?

After counseling, USDA loan packaging may be a next step. Learn about USDA loan packaging.

Let’s find your
next step.

Tell us what brings you here.
A counselor will call you back.

Request a counselor callback Or call (863) 385-2519